Insurance Law Attorneys Directory

Leaving Your Romantic Partner? Two Reasons Why You Should Request Palimony

Posted by on 6:27 am in Uncategorized | Comments Off on Leaving Your Romantic Partner? Two Reasons Why You Should Request Palimony

Splitting from a longtime romantic partner can be a devastating thing.  You may have built a home and a life together, and it often feels no different than if a married couple were divorcing.  However, while you may think that you don’t necessarily have any rights to receive financial compensation, you may be overlooking palimony.  Palimony is essentially alimony for unmarried couples who live together.  Use this information to learn more about why you should request palimony from your partner when you are separating. Palimony Helps You Maintain Your Standard Of Living One of the main reasons why you should request palimony is because it could be the key to helping you maintain your standard of living.  You shouldn’t have to live in the poorhouse just because you and your partner have decided to leave each other. This is a very important point to consider for a number of reasons.  For example, you and your soon-to-be-ex-partner may have decided to begin a business together.  As a result, you may have left your full-time job to be completely devoted to the company.  If your partner was the chief operating officer of the company, you may be forced out after the split occurs.  This could be devastating to you financially and could even mean that you’ll be destitute. That’s why you should request palimony.  It will provide you with the money that you need to maintain a reasonable standard of living.  You won’t have to worry about not having anything since you’ll be receiving regular payments for a stated period of time. Requesting Palimony Helps To Uncover Hidden Assets Another reason why you should request palimony is because it could be the key to helping to uncover hidden assets.  There may be some financial assets that your partner obtained but hid from you.  Requesting palimony starts the legal process so you can find out if there are assets out there that you may need to know about. When you request palimony, your attorney will immediately get to work revealing the true nature of your financial profile.  They have investigations teams that can truly make it much easier for you to find out about assets that you may not have been aware of. Requesting palimony during a separation could prove to be a very wise decision.  Don’t wait; the moment you and your partner decide to split, contact a palimony attorney at firm like The Law Office of Cary W. Goldstein, Esq., PC right away so you can enjoy these benefits and...

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When Filing For Bankruptcy Is A Good Idea

Posted by on 6:20 am in Uncategorized | Comments Off on When Filing For Bankruptcy Is A Good Idea

You may think that filing for bankruptcy is never a good idea. While there is certainly some stigmatization attached to bankruptcy, there are some good times and good reasons to file. Here are some examples of when filing for bankruptcy is a good idea. You Have Won the Lottery and Do Not Want Your Creditors to Take Your Money Just when you think it would never happen, you win the lottery. Not just any lottery, but the big, big jackpot. While most people may be inclined to pay off their debts with some of this money, the truth is that many creditors could attach numerous penalties and fees to your debts and then sue you for even more if they find out you have come into some major cash. Despite the fact that you would want to do the responsible and right thing, it does not mean that your creditors would deal fairly and ethically with you for trying. It is in your best interests to file for bankruptcy, include your creditors on the discharge, and get close to completing the bankruptcy before you claim your major prize. Talk to your bankruptcy lawyer how to best handle this unique situation. Your Inheritance Hinges on Being Debt-Free If you stand to inherit a lot of money, but your parents have made it a condition of their will that you be debt-free, you may want to file for bankruptcy then too. It could take you decades to pay off your debts, all the while knowing that your inheritance is just on the other side of that. Additionally, your inheritance could wane from taxes and fees, making it less than what it would have been had you been able to accept it shortly after your parents’ deaths. There is also the strong probability of inflation, which would then make your inheritance mere peanuts by the time you clear yourself of debt. For this reason, a bankruptcy would also be a good idea. Your Assets Would Never Pay off Your Debts When you are so far in over your head with debt, and your assets (e.g., your home, your life insurance and/or your savings) will never cover your debts, bankruptcy may be the only solution. If you also find yourself on the receiving end of a horrific lawsuit, bankruptcy can release you of enough debt that you can address whatever ruling on the lawsuit you receive. If you feel like your debts and lawsuits are about to squish you flatter than a cockroach between two rocks, your bankruptcy lawyer can help. Reach out to a professional like Thomas W. Bauer, Esq., C.P.A. to learn...

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Allergic Injuries In The Workplace

Posted by on 12:30 pm in Uncategorized | Comments Off on Allergic Injuries In The Workplace

If you suddenly have allergy problems when you’re at your work, then you may be able to get workers compensation if the allergies get bad enough so that you can no longer work at your regular job. However, the legalities of allergies in the workplace can be complicated, and just because you suffer from them during your work hours doesn’t mean you qualify for any compensation, accommodation, or time off. Certain conditions should be met, such as some of those listed below. Your allergies must be related to your job: In order to get compensated for allergies at work, it has to be proven that your workplace, or something related to your job, is the cause of your allergies. For example, if your allergies are non-existent, or mild, while you’re away from work, but bad only at work, then you may have a case. This is especially true if you arrive at work feeling fine and steadily get worse throughout the day. The exact cause should be determined: To further prove your case, you may have to prove what, exactly, is causing your allergies. Common examples are things such as a cleaner or chemical, or a change in the workplace such as someone bringing their pet to work. Sometimes, you can develop allergies over time even to things you weren’t allergic to in the beginning. It also helps to strengthen your case if you can prove that you either weren’t allergic in the past or that your allergies weren’t as severe until recently. Though it helps if you can determine an exact cause, it’s not always necessary in every situation. You must prove your injuries: Once you’ve figured out that your workplace is causing your allergies, you must prove that you are being injured or your work quality has suffered because of them. Simply being uncomfortable is not a reason for getting workers compensation, though it may give you the right to ask for reasonable accommodations, such as moving to a different work location. An example of an allergic injury could be anaphylaxic shock, a severe asthma attack or a rash upon exposure which would send you to the hospital or cause you to leave work early. Injuries from allergic reactions in the workplace are often hard to prove, especially if you’ve already been prone to allergies and you can’t pinpoint the cause. Be sure to document your allergies while at work and talk to an attorney who is knowledgeable about personal injury and workers compensation. Don’t let your work-related allergies put you out of work or cost you a lot of money in treatment without consulting an attorney. Click here for more info about this...

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Having Trouble Working Due To Diabetes? You May Be Able To Receive Disability

Posted by on 8:04 am in Uncategorized | Comments Off on Having Trouble Working Due To Diabetes? You May Be Able To Receive Disability

While controlled diabetes should not keep you from working, participating in sports, or participating in any of your normal daily activities, it is a protected disability. However, if you are in need of collecting Social Security disability benefits based on diabetes, you will probably need the assistance of an experienced disability attorney to have your claim awarded. Diabetes alone is no longer an automatic reason to receive the benefits. The lawyer will contact your physician, and possibly an endocrinologist, to ask for documentation to be used in presenting your case. Here are a few of the ways diabetics may qualify for SSDI. Peripheral Neuropathy Many diabetics suffer with some type of neuropathy in their feet or hands. If your physician shows that you have limited ability to stand, walk, type, or write due to the loss of feeling or pain, you may qualify for disability benefits. Diabetic Retinopathy Uncontrolled diabetes may result in the damage of the blood vessels in your eyes. This may cause blurred vision or poor peripheral vision. When this creates problems working in any capacity, you may qualify for benefits. You will need to have an ophthalmologist fill out paperwork detailing the extent and severity of your vision problems. You must be considered legally blind to qualify. Medical-Vocational If you cannot qualify because you do not have any complication, you may still receive benefits based on your physical limitations. Your attorney will ask your physician to fill out a “Residual Functional Capacity Assessment.” This form will detail how much exertion you can exert safely. It will also explain to what extent you have problems moving, sitting, writing, or doing the tasks required in your job. Your lawyer will then document what type or how much work you are capable of doing without being in pain or putting your health at risk. You may not receive full benefits, and you may need to continue to work part time to meet your living expenses. An attorney can help you to understand how much money you will receive based on your limitations or restrictions and how much money you can make each month before losing your benefits. Claiming disability for diabetes is a tough process that can take a long time before you start receiving anything. If you are denied, your attorney may suggest that you file again. Do not be discouraged, and follow the advice your legal representative gives you. It is not uncommon to have to file more than once, and an experienced disability attorney, such as Bruce K Billman, will know how to best proceed each step of the...

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Defending The Transfer Of Property Or Cash From A Bankruptcy Debtor

Posted by on 4:01 am in Uncategorized | Comments Off on Defending The Transfer Of Property Or Cash From A Bankruptcy Debtor

When a person files bankruptcy, most of their property and cash is placed into an estate that’s used to pay creditors. People who received assets from debtors in up to four years prior to filing for bankruptcy may receive demands from trustees to turn over those assets. Here’s how this can happen and what you can do to defend yourself. Fraudulent Transfers As noted previously, all non-exempt assets a debtor owns are used to pay the person’s creditors. Knowing this, some debtors will transfer assets to other people to prevent them from being seized by the bankruptcy trustee. Once the bankruptcy proceeding ends, the receivers transfer ownership of the assets back to the debtors. This is a fraudulent transaction, one that can get all parties involved into legal trouble. However, not all fraudulent transfers are intentional. Sometimes debtors sell or give away assets for a variety of non-fraudulent reasons, including satisfying debts. If the transfer contains certain characteristics, though, it may be flagged as fraudulent by the bankruptcy trustee. In either case, trustees will move to void the transfers and require receivers to hand over the assets. This can pose a burden on the receiver, depending on the circumstances. For instance, if the person was given cash, he or she may not have the money any more. This may lead to other consequences, such as court judgments and even jail time. For Value and In Good Faith Luckily, the bankruptcy code provides an affirmative defense receivers can use to avoid being held liable for the actions of debtors. If you can show you obtained the asset for value and in good faith, then you may not be required to return it to the trustee and may avoid the associated consequences if you don’t have the asset any longer. Of these two elements, “for value” is probably the easiest to prove. This simply means you received the asset for or close to its estimated value. For instance, the trustee may not think anything about someone purchasing a $5,000 vehicle for $4,500, but may raise his or her eyebrows at someone buying the same vehicle for $500 because it may indicate the debtor was trying to hide a fraudulent transfer by making it look legitimate. To prove you received the asset at fair value, you’ll need to provide information about the asset’s worth and a receipt for the amount you paid. Showing good faith can be a little more challenging, because the court doesn’t provide a framework for determining what is considered good faith. The basic gist of this element is you must show you didn’t know or couldn’t have known the debtor was engaging in fraud when he or she was transferring the asset to you. The court typically bases its assessment on whether there were red flags evident in the transaction that would’ve indicated an issue. For instance, if the debtor states he or she will be filing bankruptcy in the near future while selling the asset, the court may point to that as a red flag. If you receive a notice from the bankruptcy court about an asset you received, it’s best to contact an attorney for assistance with determining the best way to respond. Click here to check it...

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Three Little-Known Things Not To Do After A Car Accident

Posted by on 9:04 am in Uncategorized | Comments Off on Three Little-Known Things Not To Do After A Car Accident

If you have been involved in a car accident, you likely know that you need to get the other driver’s information, take pictures of the damage, and file a police report. You may also know some of the little things that you shouldn’t do, such as apologize, especially if the accident was not your fault or if it was only partially your fault, since this can be held against you when you file a claim. However, not many people know these three little-known things you also should not do after being involved in a car accident: Let the Driver Take a Picture of Your Driver’s License:  Yes, taking pictures instead of writing things down is much more convenient nowadays since everyone has camera phones. However, the problem with letting someone take a picture of your driver’s license is that it can subject you to identity theft. You don’t know what the other driver is capable of, so it’s best to insist that they write down your information, not take a picture of it. This is especially true since it’s been found that people will purposely get into accidents in order to steal someone’s identity and file a claim against them. The most common way people do this would be to slam down on their brakes, forcing the driver behind them to rear-end them. So keep your distance and never allow pictures of your driver’s license.  Sharing Too Much Information: Aside from not allowing the other driver to take pictures of your driver’s license, you also shouldn’t let them con you into giving out too much information. This would include your social security number, driver’s license number, and home address. The only information they need is your name; vehicle’s make, model, and VIN number; license plate number; and your insurance policy number. The only time a physical home address and personal phone number is needed is if you or the other driver does not have any insurance. Not Seeking Medical Attention: Right after being involved in a car accident, especially if the accident was not your fault, you need to seek medical attention. This will ensure that if injuries arise later on, you can be compensated for it, whereas if you didn’t seek medical attention that same day, it will be more challenging to prove that the injuries were a result of the accident.  When you know these three little-known things not to do after a car accident, you can be sure that you take action and protect yourself in this situation. For more information about protecting yourself in the aftermath of a car accident, contact an auto accident...

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Three Reasons Your Accident With A Truck Needs A Lawyer With Experience

Posted by on 9:01 am in Uncategorized | Comments Off on Three Reasons Your Accident With A Truck Needs A Lawyer With Experience

If you have been in an accident with a commercial truck, especially a semi-truck, then you need to seek out an attorney with experience and knowledge with these types of cases. There are significant differences between an accident involving only cars and one the involves both trucks and cars. The following are three differences and how having the right attorney can you. Laws regarding maintenance Commercial trucks have laws regarding the upkeep of the truck. It is possible that the accident was caused by some form of maintenance neglect. It can even be something as rudimentary as the tires on a truck not being taken care of. Although it is possible for a bad tire to cause an accident with a car, unlike cars, commercial trucks must change their tires periodically. There will be records of when this last took place. Of course, there are many laws regarding truck maintenance, but a truck accident attorney will know what the laws are and know what specific aspect of maintenance may need to be examined with your particular accident. Laws regarding operation of a truck There are federal and state laws that regulate how many hours a driver may operate a truck without taking a certain amount of time to recuperate. There are log books that must be maintained for this reason. Sometimes this information may be noted in a police report, but this is not always the case. A truck accident attorney will know when the circumstances of an accident indicate that fatigue may have been to blame. Who is liable for damages There are many independent truck drivers on the road, but there are many trucking companies too. There are also companies who have a fleet of trucks to transport their products from distribution centers to retail stores. In either situation, there may be liability on the part of the company and not simply the driver. Knowing when the driver or a company is responsible for damages is fundamental to getting the compensation you are entitled to. In addition, truck accidents often involve more than one car. It is possible that another car, along with the truck, is liable for your damages. An attorney with experience in accidents involving a truck will know how to sort this out. If you have been in an accident with a truck, you should speak to an attorney about the accident and any injuries you have sustained before agreeing to an insurance settlement. Most importantly, you should seek out a personal injury attorney who has had extensive experience litigating accidents involving commercial trucks. For more information, contact local professionals like Brownfield law...

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Two Ways Walking While Distracted Can Hurt Your Slip And Fall Case

Posted by on 4:52 am in Uncategorized | Comments Off on Two Ways Walking While Distracted Can Hurt Your Slip And Fall Case

Cell phones have come a long way since their production in the seventies. Today, they could be classified as handheld computers rather than simple phones. Although they provide a lot of convenience, these devices can also cause a lot of trouble. If you slipped and fell while using your cell phone, here are two ways this fact can be used to hurt your chances of collecting compensation for your injuries. Failure to Avoid Injury Many times when people slip and fall, it’s because of the negligence of others. Someone spills soda on the floor of a grocery store but the employees fail to clean it up in time, leading to a third person slipping and falling in the mess, for instance. At the same time, people have a duty to prevent their own injuries. If you slip and fall because you were too distracted to take notice of your surroundings, the defendant may be able to successfully argue you missed the signs of danger. Going back to the previous example, if the soda spill was in the middle of the lane and presented a clear and obvious hazard that you didn’t pay attention to because you were playing video games on your phone, you may be denied compensation because you didn’t take precautions to avoid being injured. Contributory or Comparative Negligence In some cases, the defendant’s negligence may have led to the injury. However, the court may find you are partially liable for the incident due to your distracted walking. If this occurs, the amount of money you are awarded may be reduced by the percentage of liability assigned to you or you may be prevented from collecting any compensation at all. This will depend on where you live. Judges in states that have comparative negligence laws will reduce your court award by the percentage of liability put on you for the incident. For instance, if the court finds you were 20 percent liable for the accident, you would only receive 80 percent of the amount you’re asking for. At the other end of the spectrum, if you live in a state that has contributory negligence laws, you will be barred from collecting any compensation at all if you are found to be a certain percent liable. In Connecticut, for example, you won’t collect any money if you are 50 percent or more liable for your injuries. Cells phones can be a lot of fun, but it’s best to put them away until you are in a safe place to use them. For more information about these issues or help with winning a slip and fall case, contact a personal injury attorney like those from Hardee and Hardee...

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Have You Been Falsely Charged With A DUI? What You Need To Know

Posted by on 6:44 pm in Uncategorized | Comments Off on Have You Been Falsely Charged With A DUI? What You Need To Know

Every year more than one-million people are arrested with a charge of driving under the influence. While this is a serious crime that should not go unpunished, the unfortunate reality is that not everyone arrested for this crime is guilty. Given the long reach and power of the justice system, it’s easy to feel helpless when accused of a crime you didn’t actually commit. If you have been falsely charged, you do have options. Inaccurate Testing Whether it’s a field sobriety test or breathalyzer test, an officer will generally validate their suspicion by administering one of these tests. Unfortunately, these tests aren’t always conclusive. This is especially the case with breathalyzer machines. If you happened to use mouthwash shortly before the test was administered, the machine was incorrectly calibrated or serviced, or you were taking certain medications, you may have received a false positive. How to fight an inaccurate test is dependent on the cause of the error. Take a case of medication prompting a false positive, for example. In this instance, you would need to provide information from your physician notating the type of medication you are taking, as well as how long you have been prescribed it to prove that it was in your system. In the case of an error with the machine, you have a legal right to request that the equipment be inspected to check for any malfunctions. Lack Of Probable Cause Legally, officers can’t simply pull drivers over for the heck of it. There must be probable cause, which is basically a reasonable suspicion. To put this into perspective, consider two drivers who have just driven off from a local bar. The first driver is swerving in and out of the lane, braking excessively and driving well below the speed limit. The second driver is driving normally and well within the limits of the law. With the first driver, based on their actions, an officer would have probable cause that they may be driving under the influence. However, with the second driver, this isn’t exactly the case. In this instance, just because someone has recently left a bar doesn’t mean they have been drinking. If an officer pulls you over for suspicion of DUI and arrests you without probable cause, this may be considered a false arrest. Your innocence doesn’t at all reduce your need for a qualified DUI attorney. In fact, it increases this need. Understand that you will need the assistance of an attorney to successfully defend your claim of...

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Personal Injury Victim? 3 Potential Ways To Pay Your Bills While Waiting For A Settlement

Posted by on 5:59 am in Uncategorized | Comments Off on Personal Injury Victim? 3 Potential Ways To Pay Your Bills While Waiting For A Settlement

If you are the victim of a personal injury, you might be working with a personal injury lawyer to get a settlement. Even though your lawyer might be happy to work on a contingency basis and get paid after the settlement is over, your other creditors might not be quite so patient. This can leave you wondering how you are going to pay your bills and get by until your case has been settled. Luckily, you do have options. These are three potential ways that you can get by and pay your bills while you are recovering from your injury. 1. Take Out a Personal Injury Lawsuit Loan Did you know that there are lenders out there that work specifically with people who are waiting on personal injury settlements? These lenders offer loans to help individuals like you to get by during this tough time. You may need to provide information about your pending settlement from your attorney, and you should know that you may have to pay interest and fees on the money that you borrow. But when times are tough and you need the money now, this can be a great option to look into. 2. Apply for Disability Disability isn’t always for people who are permanently injured. If you have a temporary injury and are unable to work for a temporary amount of time, short-term disability might be an option for you as well. Consider talking to a disability attorney about your options; it is often best to have an attorney assist you with the paperwork, since it can be quite complicated and confusing if you aren’t used to it. Your attorney and your healthcare team can also help you decide whether you should apply for short-term or long-term disability, depending on the extent of your injuries. 3. Work from Home There are some jobs that you may be able to do from home. A work-from-home job can be a good option if you are unable to get out into the workforce and want to work at your own pace, allowing you to rest when needed. Consider looking online for jobs that you can do from your home, such as handling customer service calls or posting on social media for businesses. Just make sure that you talk to your attorney about your income limitations, since making too much money from home could affect your disability payments or your claim. For more information, contact a professional in your area or visit a website...

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